https://www.weforum.org/agenda/2017/08/these-are-the-skills-you-should-learn-that-will-pay-off-forever/?utm_source=dlvr.it&utm_medium=facebook
HNB (Home No Bet) This means that the HOME team should win or draw the match. If AWAY wins, you lost. It it's a draw your money will be returned
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